Health Insurance

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It can provide coverage for a variety of health-related costs, including hospital stays, outpatient care, preventive services, prescription medications, and sometimes dental and vision care. Health insurance is typically offered through private companies or government programs and may involve a monthly premium, deductibles, copayments, and coinsurance. The purpose of health insurance is to help protect individuals and families from high healthcare costs and provide financial support for necessary medical services. Coverage options vary widely, depending on the plan, provider, and country, and can include individual plans, employer-sponsored plans, and government-funded programs like Medicaid and Medicare.