Healthcare Insurance

Healthcare insurance, also known as health insurance, is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It can also provide coverage for a range of health-related services, including preventive care, hospitalization, medications, and sometimes additional services such as mental health support and rehabilitation.

Health insurance may be obtained through employers, government programs, or purchased individually. It typically involves paying a monthly premium and may include co-payments or deductibles when accessing healthcare services. The primary purpose of healthcare insurance is to reduce the financial burden of healthcare costs and ensure that individuals have access to essential medical care when needed.

The specific terms, conditions, and extent of coverage can vary widely between different policies and providers.